If you are looking for a franchise business and need financing, this is the perfect section of our web site that you will be interested in. Here you will find private lenders who understand franchising and specialize in financing franchise related businesses. In this section you will also find SBA (Small Business Administration) offices and SBA lenders. SBA offers numerous loan programs to assist small businesses. SBA’s primary business loan program is to help qualified small businesses obtain financing when they might not be eligible for business loans through normal lending channels.

There are 2 ways you can borrow money to finance your franchise business from SBA. First, to borrow directly from SBA, but they have limited funds. Second, to borrow from regular banks and financial institutions that are authorized by SBA to lend money, to people who want to start a franchise business, or any business for that matter, or expand their current franchise business. SBA almost always guarantees these loans. If you want to borrow directly from SBA, find an SBA office near you on this web site and fill out the necessary forms. If you would like to borrow from a bank or financial institution, find one in your state and city near you on this web site and contact them directly. SBA Loans from these banks are available for any franchise business opportunity.

It is important to note, however, that the SBA is primarily a guarantor of loans made by private and other institutions. To determine if you qualify for SBA's financial assistance, you should first understand some basic credit factors that apply to all loan requests. Every application needs positive credit merits to be approved. These are the same credit factors a lender will review and analyze before deciding whether to internally approve your loan application, seek a guaranty from SBA to support their loan to you, or decline your application all together. To the extent that worthwhile assets are available, adequate collateral is required as security on all SBA loans. However, SBA will generally not decline a loan where inadequacy of collateral is the only unfavorable factor. All SBA loans must be able to reasonably demonstrate the ability to repay the intended obligation from the business operation.